Toyota Financing & Leasing in Long Beach, CA
Cabe Toyota Long Beach makes it easy to secure auto financing or lease terms when you purchase a new or used vehicle. Our finance experts are committed to finding the best finance or car lease deals, no matter your credit situation. Cabe Toyota can help you buy a Toyota in Long Beach with bad credit or no credit. We work closely with trusted auto financing sources and can help find you a loan with a low rate and flexible terms.
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Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online Toyota financing application, and our finance experts at Cabe Toyota Long Beach will help guide you through the rest of the process.
Buying vs. Leasing
Deciding whether to buy or lease a new Toyota? It’s important to know the differences between the two options so you can figure out which is best for you.
When you buy a Toyota, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. Buying a new Toyota is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a Toyota, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Toyota Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.